Housing Down Payment Loans/Grants

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    Taxonomy Code: BH-3500.3500

    Programs that provide cash grants or loans for people who want to purchase or build a home and need all or a portion of the amount that is required to make a down payment on the home or property. Included are conventional loans, deferred loans (in which payments are deferred until the home is sold) and forgivable loans (in which all or a part of the loan is forgiven if the borrower resides in the home for a specified period of time).

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    There are 6 matching records.
    Service NameDescriptionLocationProgramAgency
    Financial Aid/Voucher ServicesDesigned for first time home buyers, this program assists low/moderate-income persons into ownership with financial assistance through the use of grants to reduce the cost of the house to make it more affordable, do repairs to the house to ensure it meets code and housing quality standards, or both.SchenectadyHOME BUYER REHABCOMMUNITY LAND TRUST OF SCHENECTADY
    Housing ServicesOffers down payment assistance up to $15,000 to qualifying individuals and families with low to moderate income guidelines, and who are obtaining a mortgage loan offered by State of New York Mortgage Agency program.New YorkDOWN PAYMENT ASSISTANCE LOANSTATE OF NEW YORK MORTGAGE AGENCY
    Housing ServicesOffers low and moderate income first-time home buyers assistance with home buying counseling, down payment, closing costs, etc.EssexFIRST-TIME HOME BUYER PROGRAMHOUSING ASSISTANCE PROGRAM OF ESSEX COUNTY
    Housing ServicesAffordable Housing Partnership offers homebuyer grants and financing to help Capital District residents become successful homeowners.AlbanyHOMEBUYER GRANTS AND FINANCINGAFFORDABLE HOUSING PARTNERSHIP OF THE CAPITAL REGION
    Housing ServicesHelps low and moderate income families with home buying assistance, through counseling, down payment, closing costs, etc.EssexHOME BUYER PROGRAMADIRONDACK COMMUNITY HOUSING TRUST
    Housing ServicesThe HOME Home Buyer Program provides down payment assistance to eligible first time homebuyers in Schoharie County, as well as home ownership counseling and foreclosure prevention. (HOMEBUYER DOWNPAYMENT ASSISTANCE CURRENTLY HAS NO FUNDING) SchoharieHOME HOMEBUYER PROGRAMSCHOHARIE COUNTY RURAL PRESERVATION CORPORATION

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