Affordable Housing Partnership offers phone and personal one-on-one counseling to review the causes of mortgage default and provide next-step strategies to help a homeowner save their home from foreclosure. Counseling includes budget review, mortgage loan review, explanation of workout options, advocacy with mortgage lender, referral to legal services and follow-up services.
Albany, Rensselaer, Saratoga and Schenectady Counties
Call for appointment. Call and speak with counselor and/or set up appointment to meet with counselor. Intake includes review of financial information so that the best possible outcome can be established. Referral not required.
Proof of income (pay stubs from past four weeks; documentation for all other income such rental income agreements, social security award letter,child support documentation, public assistance award letter for everyone in household), proof of residency, value of assets, bank
statements, deed, mortgage information, and recent correspondence from lender. Hardship letter
indicating reason for delinquency of default . HUD 1 Settlement Statement (received at your loan