Counseling Services

PRE AND POST HOME OWNERSHIP COUNSELING

 
Data Provided By
2-1-1 Northeast Region 2-1-1 Northeast Region
General Information
Description of ServiceThe Counseling Services Program is tailored to the needs of each customer as they actively work toward individually established goals to improve their financial hurdles to home ownership. Customers meet for at least one hour each month with a Homeowner Counselor. A six-hour home buyer education class detailing the process of purchasing and owning a home is taught once a month. There is one-on-one assistance in filing out forms required to apply for the program and mortgages. Assessments of individual financial management strengths and needs, and individualized assistance in setting and achieving goals in order to successfully qualify for a mortgage are provided. Credit reports are reviewed and clients are taught how to read and understand them. Pre-home ownership and post-home ownership counseling, credit counseling, debt counseling, budgeting, mortgage counseling, how to save, post-home ownership budgeting, savings counseling and mortgage management are available.
LocationSchenectady
Geographical AreaCity of Schenectady
Public TransportationCall for details
Facility/ADA AccessCall for details
Intake ProcedureCall Alecia Follett, 518-372-7616 ext. 100 or Email: acassels@cltofschdy.org
Intake RequirementsAppointment and Application procedure
Additional RequirementsProof of income, Driver's license, Billing statements
 
Client Information
Languages SpokenEnglish
EligibilityCity of Schenectady residents, age 21 and up
 
Fees or Charges
Types of FeesNone/Not Applicable
Payment NotesDonations accepted
 
Specific Hours: Mon Closed, Tue-Thu 7:00 am-4:30 pm, Fri 7:30 am-4:00 pm
 
Contact Information
 
Physical Site Address 1 1677 Van Vranken Avenue
Physical Site City, State, Zip Schenectady, NY 12308
Main Phone 518-372-7616
Fax 518-346-3939
Service Location Email info@cltofscdy.org
Web Address www.cltlofschdy.org
 
 
Affiliated Agency, Programs, and Services
Affiliated Agency: COMMUNITY LAND TRUST OF SCHENECTADY
Affiliated Program: PRE AND POST HOME OWNERSHIP COUNSELING
This Service: Counseling Services
 
Taxonomy Postings
Posted to Categories: Homebuyer/Home Purchase Counseling (BH-3700.3000)